✴ Two-surface vaults · RWA surface

Institutional yield. No gatekeepers.

Real estate, credit, T-bills — as a bearer token. Deposit any amount, no KYC, no minimums. Hold it, trade it 24/7, or redeem the underlying only if you ever want to.

Any amount — no $50k minimum
No KYC to deposit — only at redemption
vRWA bearer token, trade on Uniswap 24/7
Oracle-banded, fair-valued pricing
ATX Credit Facility
vRWA / USDC
10.4%Deposit →
LiquidHectar Note
vRWA / USDC
9.0%Deposit →
Same deposit. Your reputation. Different yield.
Your deposit$10,000
Bronze · 1.00×
$900
per year
Silver · 1.25×
$1,125
per year
Gold · 1.50×
$1,350
per year
$450 more per year — same deposit, same vault. That gap is your Attribution score, paid.
+ Create vault
Why real-world assets belong on DeFi

Tokenizing was the easy part. DeFi is where RWAs come alive.

Trillions got “tokenized” this cycle — and most of it just sits there: gated, illiquid, and no more useful than the spreadsheet it replaced. Wrapping an asset in a token was never the point. What the token can do is.

✕ Tokenized — still stuck
Gated. Same accreditation wall, new wrapper — accredited investors only.
Illiquid. Redemption by request, quarterly windows, thin-to-no secondary market.
Siloed. A token that can’t touch the rest of DeFi — no collateral, no composability.
Paper ownership. Still a database entry on someone else’s cap table.
✴ On Mintware — unlocked
Permissionless. Any wallet, any amount. KYC only if you redeem the underlying.
Liquid. Trade vRWA 24/7 on Uniswap — no phone calls, no lockups.
Composable. Use vRWA as collateral, in strategies, in other vaults.
Bearer ownership. A token you actually hold, in your wallet.
Reputation-weighted yield. only on Mintware
Real-world assets don’t need a blockchain to exist. They need DeFi to finally move.
Indexing · vaults go live at launch
Total TVL
Live vaults
2
Surfaces (DeFi + RWA)
50%
Fees to LPs
01The wedge · reputation = yield

Same deposit. Different reputation. Different yield.

Everyone else pays LPs by size. Mintware weights your fee share by your on-chain Attribution score — so the exact same deposit earns more the higher your reputation. Your history isn't just a number. It's a multiplier. Drive the model below.

Your deposit$10K
$1K$500K
Base swap-fee APY8%
1%model your own · 20%
Your Attribution tier
67–100 percentile · 1.50× fee-share multiplier
Your projected fee share / yr
$1.2K
+$400 vs base — from reputation alone
Same $10K @ 8% · every tier
Bronze · 1.00×$800
Silver · 1.25×$1K
Gold · 1.50×$1.2K

Illustrative model · base APY is your input, not a Mintware projection. Actual yield varies by pool activity.

02Deposit once · the vault does the rest

One deposit. A five-stage V4 hook engine.

You provide liquidity once. Every swap that touches the pool runs your capital through a hook stack that protects it, optimizes it, and pays you — automatically.

01
MEV Protection
TWAP verify · sandwich guard blocks value leaking to bots
02
Dynamic Fee
Fee auto-tunes to volatility + depth so LPs capture more
03
Idle Capital
Un-ranged liquidity routed to yield instead of sitting idle
04
Attribution Split
Fees split 70/15/10/5, your LP share weighted by reputation
05
FeeVault
Accrues per-epoch, claimable — no manual compounding
03The second lever · commitment

Reputation is who you are. Lock tier is how long you commit.

Two independent levers raise the same fee share. Reputation rewards your on-chain history; lock tier rewards time you commit up front. Longer locks earn a higher multiplier — and the early-exit penalty tapers to zero as you approach unlock, so leaving early is never a cliff.

Flex
No lock
1.00×
Withdraw anytime · 7-day queue · no penalty
Committed
30 days
1.15×
Early exit ≤2.0%, tapering to 0% near unlock
Aligned
90 days
1.30×
Early exit ≤2.0%, tapering to 0% near unlock
Core
180 days
1.50×
Early exit ≤2.0%, tapering to 0% near unlock
04Trust · enforced by code, not promises

You don't have to trust us. Trust the contract.

The best vaults in the market moved trust from intermediaries to on-chain enforcement. Mintware is built the same way: the rules that protect your deposit are in the code, verifiable, and can't be quietly changed.

Non-custodial
You hold ERC-4626 shares. No one — not the team — can move your principal.
Fee split on-chain
The 70/15/10/5 LP/referrer/protocol/bonus split lives in the FeeVault — any change emits a public event, never a silent tweak.
Withdrawal queue
A 7-day on-chain notice — visible, enforced by the contract, no discretion.
Lock tiers enforced
Your multiplier and unlock date live on-chain; early exit penalty is automatic.
MEV guard in the hook
Sandwich protection runs before every swap — value stays with LPs, not bots.
05Referrals · the compounding loop

Refer liquidity. Build reputation. Earn more forever.

Other protocols pay a flat referral bounty. Here, referring an LP feeds your reputation — and reputation is yield. It's the only referral program that pays you twice: once in fees, and again by raising the multiplier on every deposit you'll ever make.

Refer an LP
Share your link — they deposit into any vault
Their TVL sticks
You earn on their sustained liquidity, not a one-time bounty
Sharing score rises
Active referrals lift your on-chain Sharing signal
Attribution rises
A higher score means a higher tier — permanently
Every deposit earns more
Your own fee share multiplier goes up. Loop repeats.
06Two surfaces · one ERC-4626 base

Pick your surface. Same reputation engine underneath.

DeFi and RWA are different animals — different yield, different risk, different audience. Mintware runs both on one shared vault base, so your Attribution score compounds across everything you touch.

DeFi surface
Earn from on-chain activity
Yield source
Swap fees + idle-capital + MEV capture
Risk shape
Smart-contract + market volatility
Protection
MEV guard · dynamic fee · range optimization
Access
Permissionless · deposit anytime
Best for
Active on-chain LPs chasing real trading yield
RWA surface
Earn from real-world yield
Yield source
Underlying asset (credit, notes, energy) + fees
Risk shape
Issuer / counterparty · oracle-banded price
Protection
SPV-wrapped · oracle price bands · 40/60 reserve
Access
KYC at redemption · 30-day settlement window
Best for
Allocators wanting off-chain yield, on-chain rails
07The ecosystem · ranked by TVL

The vaults, ranked. Reputation rises to the top.

Every vault is public and ranked by liquidity. Live vaults climb automatically as capital flows in — examples are shown until real vaults seed.

#
Vault
Surface
Model APY
TVL
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